How VantageScore 4.0 May Help You Qualify for a Mortgage
A new credit score model gives first-time home buyers, even those with little or no credit history, a better chance to qualify for a mortgage. The model, VantageScore 4.0, factors nontraditional payment history — for items like rent, utilities, and telecom — into credit score calculations. The Feder
Home Insurance Costs Are Rising: What Buyers Should Plan For
Buying a home is one of the biggest purchases you’ll ever make. And homeowner’s insurance is what protects that investment. Think of it as your safety net. NerdWallet explains it: Covers Repairs and Rebuilding Costs: If your home is damaged by fire, storms, or other covered events, it helps pay for
Why So Many Homeowners Are Downsizing Right Now
For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning
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